Community Information Nestled along side the Cache La Poudre River at the foothills of the Rocky Mountains, Fort Collins is home to over 140,000 residents. Colorado State University is the city's largest employer and is Colorado's second largest public university, enrolling 22,000 students each academic year.
Fort Collins began as a hub for agricultural production, namely sugar beet manufacturing. As its population has grown, especially into the latter half of the 20th century, the city has shifted its focus from an agriculture-based economy to a high-tech economy.
Employment in Fort Collins has increased an average of 0.6% per year from 2001 to 2005, compared to an average annual increase of 0.0% throughout the United States. Even during the recession that struck throughout the United States from 2001 to 2003, employment growth in Fort Collins remained stronger than the rest of the country
Climate Semi-arid, approx 300 days of sunshine Average annual precipitation: 14.5 inches Winters moderately cold, dry Average January temperature 27¢XF with 30% humidity Average July temperature 71¢X F with 43% humidity
Location 65 miles north of Denver 50 miles south of Cheyenne, WY Elevation 4,979
Population/Parks & Trails Estimated Population 137,200 (2009 - preliminary est.) 163,000 GMA (2006 guess) 190,000 GMA (2025 Projection) Median Age 29.4 years old (US Census 2006) City Size 53.38 square miles (2009) GMA Size - 77 Square Miles Developed Parks - 1,275 Acres Trails - 26 miles
Fast Facts Population: 137,200 (2009 - preliminary est.) Median Age: 29.4 years old (2006) Housing Units: 59,229 as of July, 2009 (preliminary estimate) Median Family Income $72,248 (2006) School District: Poudre School District Colleges/Universities: Colorado State University Front Range Community College
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"A model of how the Internet can facilitate the process of deciding where to send your children to school" - America's Best School Profiles by The Heritage Foundation
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
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