From My Affiliates

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Jennifer Kelly
RE/MAX Alliance
4703 A Boardwalk Drive.
Fort Collins, CO 80525
Cell: 970-581-9005
Direct: 970-206-8247
FAX: 970-225-0118
jenniferkelly@NUMBER1EXPERT.com

You are important to me and I am passionate about real estate!! I love helping buyers, sellers, investors, and those in a distressed situation get RESULTS!!! I recognize the huge value the internet plays in the real estate market today. Therefore, my marketing efforts for my Buyers/Sellers rely heavily on links with 25+ on-line real estate resources -- helping both Buyers and Sellers achieve their real estate goals! I enjoy real estate and would welcome the opportunity to help you and your family to meet your real estate objectives. Contact me TODAY!!

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